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Office Hours

9:00 AM - 5:00 PM

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Our Location

Beautiful BC

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Call Us Now

(604) 375 9098

We ensure the quality

About Us

How Our Story Started

We ensure the quality

For the past several years, my wife and I have built a rewarding career with Combined Insurance.

Thanks to this opportunity, we not only earn a consistent six-figure income but also enjoy something even more valuable — time freedom.

We structure our work around our family life, allowing us to spend meaningful time with our children and pursue personal passions like gardening.

With just one license, we can serve clients anywhere in Canada, giving us unmatched flexibility and security.

Even writing a few policies a month comfortably supports our lifestyle.

As a Sales Leader, I also earn bonuses and team rewards, along with opportunities to win trips and additional incentives.

This business has given us true freedom — both financial and personal.

We invite you to join our team and experience a career where you can achieve success while living life on your own terms.

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10+ Years Experience

Let’s not meet by accident, come in and see how much you can save now


Meet Rajeev, a highly experienced LLQP insurance agent in BC with over 10 years of expertise in the industry.

Dedicated to serving the community,

Rajeev's mission is to provide comprehensive insurance solutions and help individuals and families safeguard their financial well-being.

With
Rajeev's expertise and genuine care, you can trust that your insurance needs are in capable hands.

Reach out to Rajeev today and start your journey to a more secure future.

Frequently Asked Questions

Here are the answers to some questions you might have

What is the difference between life insurance and living benefit plans?

Life insurance provides a payout to your beneficiary after your death, helping your loved ones financially. Living benefit plans, like critical illness or disability insurance, pay you while you’re still alive—helping cover income loss, medical bills, or recovery expenses when you’re ill or injured.

Why should I consider disability insurance if I already have a job with benefits?

Yes, critical illness insurance is necessary as it provides coverage for conditions that are not covered by traditional health insurance, such as lost income, home care, and other related expenses.

How much income protection insurance do I need?

The amount of income protection insurance you need depends on your monthly expenses and income. A financial advisor can help you determine the appropriate amount.

What is critical illness insurance?

Critical illness insurance is a type of insurance that pays a lump sum if you are diagnosed with a serious illness covered by the policy, such as cancer, heart attack, or stroke.

What is accidental death insurance?

Accidental death insurance is a type of insurance that pays a benefit to your beneficiaries if you die due to an accident covered by the policy.

Is accidental death insurance necessary if I already have life insurance?

It depends on your individual needs and circumstances. Accidental death insurance provides coverage for accidents that may not be covered by traditional life insurance policies.

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